Payments

Payment Processing & Cross-Border Transfers

Cross-border payments fail when bank details are wrong, recipients are sanctioned, or FX rates are stale. Edge gives you the tools to validate, screen, and price every transfer before it leaves your system.

Services you'll use

How it works

1

Validate recipient IBAN

Check the recipient IBAN for correct format, valid checksum, and matching country rules before proceeding.

2

Look up receiving bank

Resolve the BIC/SWIFT code to confirm the receiving bank name, branch, and country for accurate routing.

3

Screen against sanctions

Screen the recipient name and details against global sanctions lists, PEP databases, and watchlists.

4

Convert currency at live rate

Fetch real-time exchange rates and calculate the converted amount for cross-border transfers.

5

Process payment

With the IBAN validated, bank confirmed, recipient screened, and FX rate locked, process the payment with confidence.

Why Edge

Validate before you send

Check every recipient IBAN before initiating a transfer. Catch formatting errors, invalid checksums, and non-existent bank codes before money moves.

Real-time FX rates

Convert amounts at live market rates for 150+ currencies. Show customers accurate conversion amounts and lock in rates at the point of transaction.

Route payments accurately

Look up bank details, branch information, and routing codes to ensure every payment reaches the correct institution and account.

Screen every transaction

Automatically screen recipients against global sanctions and watchlists. Block prohibited transfers and maintain a complete compliance audit trail.

Banking-grade encryption
GDPR compliant
99.9% uptime SLA
<100ms response time

Get 500 free credits

Start processing payments with confidence. No commitment, no setup fees, no card required.